About the Author
Jeffery Hartman is an ARM market architect, debt buyer, agency owner, and compliance strategist with more than 17 years of executive experience across consumer debt buying, commercial receivables liquidation, portfolio due diligence, collection agency operations, and regulatory risk management.
“17+ years architecting the ARM market. I'm here to answer the questions others can't—or won't. Author of The ARM Industry Playbook. This is the source code.”
Market Focus & Core Competencies
- Debt Buying & Portfolio Sales: Valuation modeling, purchase and sale agreement covenants, chain-of-title verification, media validation, and liquidation benchmarks.
- Collections Operations & Strategy: KPI architecture, omni-channel engagement, contact frequency compliance, and cost-to-collect reduction.
- Compliance & Consumer Protection: Regulation F compliance, FDCPA safe harbors, FCRA dispute workflows, and CFPB supervisory standards.
- Commercial Receivables: UCC lien searches, factoring, asset-based lending, bankruptcy proofs of claim, and default file preparation.
For more insights and direct perspective, visit JefferyHartman.com.