Publication and contributor perspective
Search Receivables is an independent research publication. Jeffery Hartman contributes industry experience from more than 18 years in debt buying, portfolio sales, collection agency operations, and compliance. He is the author of The ARM Industry Playbook; the publication's findings remain tied to the source, date, and scope stated in each article.
How we approach research
- Explain concepts in plain language and treat consumers and businesses respectfully.
- Identify the U.S. federal or state-law scope where it matters and link primary sources for legal and regulatory claims.
- Attribute market figures to their source and date; do not present estimates as official measurements.
- Mark an article as updated only after a substantive change or verified source update.
- Name authors and reviewers accurately. A review attribution is used only when a real review has occurred.
Limits
Articles provide general educational information, not legal, tax, accounting, investment, or credit advice. Laws and account facts can vary. Verify current requirements and consult qualified counsel or other appropriate professionals before acting.