December 9, 2025
Debt Portfolio Due Diligence Before a Purchase
A debt-portfolio bid should be based on account-level data, transferable documentation, realistic recovery and cost assumptions, and a clear view of the servicing obligations that may follow. This checklist explains how to test a tape, sample media, assess seller representations, and identify federal and state compliance questions before committing capital. Published by Search Receivables, a research publication for the receivables industry edited by Jeffery Hartman.
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