Topic archive
Research and practical notes filed under this topic.
October 19, 2026
The Federal Reserve’s Q2 2026 credit-card data shows lower charge-off and delinquency rates. This research note explains the measures, the gaps between them, and why neither establishes debt supply, price, or quality.
Read the analysisOctober 13, 2026
Federal Reserve macro charge-off benchmarks, SEC 10-K receivables loss disclosures, and why unverified Q3 depository figures remain excluded.
Read the analysisOctober 8, 2026
A comprehensive analysis of Q2 2026 SEC 10-Q disclosures and Federal Reserve benchmarks examining why commercial bank charge-offs eased while non-prime installment defaults climbed, how debt buyers diverged on portfolio pricing, and why credit reporting disputes differ from default risk. Published by Search Receivables, a research publication for the receivables industry edited by Jeffery Hartman.
Read the analysisOctober 2, 2026
A document-led framework for reviewing commercial receivables before an acquisition, including contracts, invoice support, disputes, collateral signals, concentration, and escalation records. Published by Search Receivables, a research publication for the receivables industry edited by Jeffery Hartman.
Read the analysisOctober 2, 2026
A classification and routing comparison for debt buyers that separates consumer and commercial receivables by transaction purpose, records, risks, workflows, and review questions. Published by Search Receivables, a research publication for the receivables industry edited by Jeffery Hartman.
Read the analysisOctober 2, 2026
A commercial-only method for documenting and triaging state UCC financing-statement search results before a receivables purchase.
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