Topic archive

investing in debt

Research and practical notes filed under this topic.

November 13, 2025

Debt Buying Underwriting: Pricing, Risk, and Documentation

Debt buying underwriting estimates a portfolio’s recoverable cash flows while testing whether the accounts, records, and operating plan can support lawful servicing. This guide outlines a practical framework for pricing, diligence, stress testing, and controls without treating face value or generic collection curves as a bid.

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January 20, 2025

Selling a Seller-Financed Mortgage Note

A seller-financed mortgage note can be sold to convert future payments into a negotiated lump sum, but the transaction requires careful review of the note, collateral, servicing, and payment history. This guide explains a practical disposition process and the federal and state-law boundaries that should be assessed before closing.

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