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Selling Debt to a Collection Agency

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SEARCH RECEIVABLES COMPLIANCE & LEGAL Selling Consumer Receivables: AResponsible Debt-Sale Process

February 9, 2025

Selling Consumer Receivables: A Responsible Debt-Sale Process

A direct sale of consumer receivables requires more than selecting a price. This guide explains how to prepare account records, vet a buyer, document the transfer, and manage federal consumer-protection and credit-reporting considerations alongside state and contract-specific review. Published by Search Receivables, a research publication for the receivables industry edited by Jeffery Hartman.

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